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Cohen & Cohen P.C.

The Role of an Insurance Adjuster

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Date12 Feb 2019
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Truck Accident Lawyer Silver Spring, MD

When pursuing compensation for a trucking accident, one significant hurdle victims stand to face is the insurance adjuster that is assigned to review your claim. Although an insurance adjuster may seem friendly enough; it’s important to remind yourself that they do not have your best interests at heart. Being able to safeguard your claim will require assigning fair value to your case and engaging in negotiations with the insurance company. This makes contacting an accident attorney to help you file your trucking claim to manage the negotiations process more important than ever. With an attorney’s help, you can begin to understand the role of the insurance adjuster who has been assigned to your case and the process that stands before you.

Assigning an Insurance Adjuster

Once you have filed an accident claim, the insurance company will assign your case to an insurance adjuster who is employed by the insurance company. The primary role of the insurance adjuster is to process the claim you have submitted. When the truck driver or company that is insured by the insurance company has been negligent, the adjuster that you will be working with will be working for the other side.

Reviewing Your Case

The insurance adjuster will work to assess your claim by carefully reviewing your case. Chances are they will want to have a conversation with you. Accident victims should proceed with caution by always first speaking with an attorney. Providing a statement to the adjuster without an attorney’s counsel could result in the victim unknowingly admitting fault or mitigating their injuries. This can almost always impact the value of the settlement you may be entitled to. When assessing a truck accident case, an insurance adjuster will likely:

  • Determine who is responsible for damages
  • Review all evidence such as property damage, police reports, etc
  • Talk to all parties involved, including witnesses
  • Review medical records
  • Negotiate settlements

Offer a Low Settlement

The insurance adjuster working your accident case will be responsible for determining how much the insurance company will pay out. Because of this, in most cases, an insurance adjuster will work hard to provide you with the lowest settlement possible. The goal for the insurance adjuster will be to retain as much of your compensation; and reach a resolution while avoiding a lawsuit. This is often where the negotiation process is initiated. This is where an accident attorney can prove invaluable. They can manage negotiations in an effort to retain fair compensation for your losses.

Next Steps for Accident Victims

Pursuing an insurance claim for a trucking accident is best managed with an accident attorney who has experience in representing cases like yours. Putting together your claim and negotiating a settlement that is fair on your own may not work to your benefit. Truck accident victims stand to face serious injuries, which may include:

  • Broken Bones
  • Head Injuries
  • Paralysis
  • Spinal Injuries
  • Internal Injuries

When faced with such injuries, the physical pain from a victim’s injuries stand to be immense. Not only do accident victims experience lengthy and intensive recovery periods, as a result, they stand to suffer financially. Once you have received treatment for your injuries, one of your initial steps towards managing an accident claim should be to an accident attorney to protect your interest during the claims process.

Have you been victim to a trucking accident? Has the defendant’s insurance company recently attempted to make contact with you? Don’t put yourself at risk for admitting fault that isn’t yours to hold. Contact a truck accident lawyer Silver Spring, MD relies on for the legal counsel you deserve when facing such an unfortunate set of circumstances.

Contact Cohen & Cohen, P.C. for their insight into car accident claims and insurance adjusters.

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