The Role of an Insurance Adjuster

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Truck Accident Lawyer Silver Spring, MD

When pursuing compensation for a trucking accident, one significant hurdle victims stand to face is the insurance adjuster that is assigned to review your claim. Although an insurance adjuster may seem friendly enough; it’s important to remind yourself that they do not have your best interests at heart. Being able to safeguard your claim will require assigning fair value to your case and engaging in negotiations with the insurance company. This makes contacting an accident attorney to help you file your trucking claim to manage the negotiations process more important than ever. With an attorney’s help, you can begin to understand the role of the insurance adjuster who has been assigned to your case and the process that stands before you.

Assigning an Insurance Adjuster

Once you have filed an accident claim, the insurance company will assign your case to an insurance adjuster who is employed by the insurance company. The primary role of the insurance adjuster is to process the claim you have submitted. When the truck driver or company that is insured by the insurance company has been negligent, the adjuster that you will be working with will be working for the other side.

Reviewing Your Case

The insurance adjuster will work to assess your claim by carefully reviewing your case. Chances are they will want to have a conversation with you. Accident victims should proceed with caution by always first speaking with an attorney. Providing a statement to the adjuster without an attorney’s counsel could result in the victim unknowingly admitting fault or mitigating their injuries. This can almost always impact the value of the settlement you may be entitled to. When assessing a truck accident case, an insurance adjuster will likely:

  • Determine who is responsible for damages
  • Review all evidence such as property damage, police reports, etc
  • Talk to all parties involved, including witnesses
  • Review medical records
  • Negotiate settlements

Offer a Low Settlement

The insurance adjuster working your accident case will be responsible for determining how much the insurance company will pay out. Because of this, in most cases, an insurance adjuster will work hard to provide you with the lowest settlement possible. The goal for the insurance adjuster will be to retain as much of your compensation; and reach a resolution while avoiding a lawsuit. This is often where the negotiation process is initiated. This is where an accident attorney can prove invaluable. They can manage negotiations in an effort to retain fair compensation for your losses.

Next Steps for Accident Victims

Pursuing an insurance claim for a trucking accident is best managed with an accident attorney who has experience in representing cases like yours. Putting together your claim and negotiating a settlement that is fair on your own may not work to your benefit. Truck accident victims stand to face serious injuries, which may include:

  • Broken Bones
  • Head Injuries
  • Paralysis
  • Spinal Injuries
  • Internal Injuries

When faced with such injuries, the physical pain from a victim’s injuries stand to be immense. Not only do accident victims experience lengthy and intensive recovery periods, as a result, they stand to suffer financially. Once you have received treatment for your injuries, one of your initial steps towards managing an accident claim should be to an accident attorney to protect your interest during the claims process.

Have you been victim to a trucking accident? Has the defendant’s insurance company recently attempted to make contact with you? Don’t put yourself at risk for admitting fault that isn’t yours to hold. Contact a truck accident lawyer Silver Spring, MD relies on for the legal counsel you deserve when facing such an unfortunate set of circumstances.

Contact Cohen & Cohen for their insight into car accident claims and insurance adjusters.

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Cohen & Cohen has an  impeccable Client Satisfaction Rating with hundreds of
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L Proctor
August 30, 2022.
My experience with Cohen &Cohen was beyond my expectations. Jill did an amazing job with negotiating on my behalf and got me way more money than I anticipated. Thank you for having my back.
Ebony Stoutmiles
June 23, 2022.
To say that I am happy with the outcome of my case is the understatement of the century! Jill Stanley is a BEAST at what she does. That is the only way to explain it. She takes no prisoners. She and her team are very skilled and knowledgeable. I am so happy I trusted them to do their job and rolled with Jill's suggestions. I would choose Jill again 100 times. She settled my case for more than I imagined I would receive. I was literally in tears. It is the best feeling to know my pain isn't for naught. Wayne Cohen and Kristopher Yorke were nothing short of amazing. They have the patience of saints. I'm 100% certain that I got on their last nerves with my frustration and tears at every other call I had with them. Being in pain and wanting to just be able to heal was all I could focus on, but they helped me realize that I also had to focus on the bigger picture (the case) so I could put this piece behind me. As a high-strung individual with anxiety, it was hard for me to not worry and let them do their jobs, but they reassured me all of the time that they had this. To be injured before the start of the pandemic and have to receive regular, weekly treatment while others are able to stay home is anxiety inducing. I was in pain, I was anxious, and I was just hoping it all worked out. It more than worked out. I hope Jill, Siri, and Kris know how much their hard work and "hanging in there" meant to me. I am eternally grateful. I can't recommend you all enough. If you choose this law firm, you won't be sorry!
Beloved Temple
June 3, 2022.
I was very pleased with the handling of my case and settlement with Cohen& Cohen. I appreciate them, would highly recommend them.
willie howell
May 25, 2022.
COHEN & COHEN ARE THE BEST I WAS INVOLVED IN A REAR END CAR CRASH AND 2 YEARS LATER I HAVE RECEIVED MY SETTLEMENT I AM VERY EXCITED TO SAY BRYAN!!! IS THE MAN HE INSURED THEY WILL TAKE CARE OF ME AND THEY DID 100% ANY QUESTIONS I ASKED THEY WERE ANSWERED. Jill and SIRI WAS ALSO REMARKABLE AND SHOWED THEY REALLY CARED I RECOMMEND COHEN &COHEN TO ANYONE THEY ALSO MADE SURE I GOT MORE THAN EXPECTED WHICH WAS AMAZING I APPRECIATE YOU GUYS THANK U💯
Jose Rivera
May 25, 2022.
The legal team at cohen & cohen did a great job I really appreciate the hard work on gating my compensation in a fair amount of time. Special thanks to Kris for a wonderful job
Lea Harvey
May 25, 2022.
I had a great experience with the team at Cohen & Cohen. From my intake attorney, Adam, to the paralegal, Bryan, who worked with me regularly for months to document and prepare my case, to Jill, the attorney who secured my settlement, I feel fortunate to have had their representation and expertise on my side.
Cameron Galloway (HustleDaGod)
May 19, 2022.
Kris was phenomenal. Spectacular communication & knowledge in regards to my case. Would definitely return if I needed more legal services. 100% definitely recommend.