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Who pays for my medical bills and other damages?

Hillcrest Heights, MD DWI Lawyers

Who pays for my medical bills and other damagesAccording to Hillcrest Heights, MD DWI lawyers, in DWI accidents, there can be many factors that contribute to who will cover your medical bill expenses. These factors can be, but are not limited to, who was at fault, who has insurance, and what kind of insurance you have.

The the major types of car insurance are collision and liability.

Collision – This insurance pays for car damages (meaning not your medical expenses). Whoever is at fault will not affect this insurance type.

Liability – If you are at fault for an accident, your liability insurance will pay the for the other drivers damage and injuries. If the other driver is at fault, their liability insurance will pays for your damage and injuries.

Hillcrest Heights, MD DWI lawyers will likely inform you that other insurance you may have can also help cover the costs. For example, your health insurance may pay for your medical bills and your automobile insureace may also help may for some medical costs if included in your plan. This means that potentially costs necessary for medical treatment could be covered for you and any passengers in your car.

If the other driver who caused the accident happens to not be insured, your own insurance may be able to cover damage and injury expenses. If your insurance won’t cover it, you can sue the driver at fault.

Other possible liabilities

Bars and nightclubs could also potentially held accountable for drunk driving accidents. According to skilled Hillcrest Heights, MD DWI lawyers, Dram shop liability has to do with the body of law governing the liability of taverns, liquor stores, and other commercial establishments that serve alcoholic beverages and liquor. Dram shop laws regulate the sales of alcohol to anyone who is visibly intoxicated or to minors. These laws most frequently apply to drunk driving cases. If you do happen to be injured by a drunk driver, these dram shop laws could help you file a claim against the bar, liquor store or nightclubs that sold the alcohol to the clearly intoxicated person.

Legal Steps

The suspect of a DWI will meet with a judge within 7 to 10 days after the accident to be formally arraigned charges. You have the right to testify at the case. At court, the defendant will be assigned charges and enter a plea of guilty or not guilty. Contacting experienced Hillcrest Heights, MD DWI lawyers is very important to ensure that your rights are protected.

Helpful factors towards winning your case.

It is extremely important that the police be notified about the accident as soon as possible. Police officers who respond can offer assistance to the scene by directing traffic and make the crash scene more safe. Police officers can also investigate the scene to try and establish who is at fault since they are tried to locate and gather evidence by taking photographs, measuring skid marks, determining points of impact, and documenting the paths of each vehicle both before and after initial impact. Having these pictures and a a police write up report can dramatically increase your chances of winning the case and proving the other driver was drunk and at fault in the accident.

When people drink and drive and then cause crashes that harm others, they should be held accountable. Contact Cohen & Cohen, P.C. today to get the justice you and your loved ones deserve. Call us to set up your free consultation with trusted Hillcrest Heights, MD DWI lawyers.

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