A good Washington DC insurance lawyer may be able to help an insured person who is having a disagreement with his or her insurance carrier. There are many different issues that can arise between an insurer and an insured. A typical problem for an insured person trying to deal with their insurer is the insurer may refuse to properly compensate the insured pursuant to the terms of the insurance contract. Another common problem insured people have is their insurer dropping their coverage without proper notice or an obvious due cause.
Insurance companies are powerful entities with vast resources to help them get what they want. They will spend lots of time and money to try to ensure that they pay individuals that are entitled to compensation, as little as they can possibly get away with. Many insured people do not know what their rights are. As well, when people are in a situation where they need money from an insurance company for example, to fix their car or to pay mounting medical bills, they are very often in a situation where they cannot afford the time and effort it will take to get an insurance company to pay the full amount that they are entitled to. This is one of the many reasons that people who are having a hard time with their (or someone else’s) insurance company find it helpful to have a lawyer on their side.
Insurance Policy Holder Basics
Regardless of what sort of coverage a policyholder purchases, there are some basic rights for all policyholders. These include:
- The right to cancel a policy within 30 days from the date the policyholder receives it. You
may cancel if you disagree with any of the terms or conditions in the policy and are not
given a satisfactory explanation.
- If a policyholder cancels a policy within 30 days of receiving it, he or she is entitled to a
full refund for all premiums paid to the insurer.
- The right to fully understand all terms and conditions of their policy; and the right to seek
clarification of all terms and conditions before accepting a policy
To fully understand what your rights as an insurance policyholder are, talk to a lawyer who is licensed to practice in the state where you have your insurance policy.
Cohen & Cohen, P.C. has been protecting the rights of their clients in Washington DC, Maryland, Virginia, and the surrounding areas, for over 30 years. Our dedicated team believes in fighting to uphold these rights so that our clients do not have to. We know how difficult it can be to get an insurance company to make good on their end of an agreement between themselves and those that they insure. We are familiar with the ways that insurance companies try to save themselves money at the expense of the people who they have insured, and we fight tirelessly to try to get the rights of our clients upheld. If you or someone close to you is having a hard time with an insurance company, it may be in your best interest to discuss your situation with a highly rated Washington DC insurance lawyer. A member of Cohen & Cohen, P.C.’s legal team is available to give you a free case consultation and evaluation. Someone is available to take your call 24 hours a day, 7 days a week. Call Cohen & Cohen, P.C., today.