Insurance in Personal Injury Cases

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Insurance in Personal Injury CasesInsurance in personal injury cases often plays a big role even though the plaintiff in a personal injury case does not typically sue an insurance company. Injured plaintiffs are required to name as defendants, the negligent persons or parties who played a role in why the plaintiff is injured. Even though many states instruct jurors that they should not take into account whether or not a defendant has insurance when they are determining whether to award the plaintiff money and how much, in most personal injury cases an insurance company is the entity that will be paying the plaintiff for damages. While an insurance company is not likely to have been involved in causing the plaintiff’s injury, because they have a contract with the defendant, the insurance company is usually responsible for paying for the damages caused by the defendant’s negligent, reckless, or malicious behavior.

It is possible to sue someone who does not have insurance but unless the defendant has money or assets, it is often difficult to get compensation even if a plaintiff is awarded it by the court. An example of this is, a defendant who does not have money saved or assets that could be sold, may have their wages garnished. Wage garnishment is a process where an employee’s monetary compensation is deducted until a debt is paid off. Even though a defendant might get regular payments as a result of this, if a defendant only makes $10/hr and the plaintiff only gets a portion of this, it may take quite a while for a person’s expenses from a personal injury case to be paid off. Even if a defendant is earning a good salary, if he or she is fired, laid off, or quits their job, the plaintiff will not get money until the defendant is employed again. Some people who owe money will go so far as to try to get paid in cash so that their income is not reported to the government and thus avoid paying what the court ordered them to pay.

The information provided here is not intended to be legal advice and may not apply to all personal injury cases. If you or a family member or a friend have been injured because of another party’s negligence, or because of their reckless or malicious actions, you may find it helpful to talk to a law firm that specializes in personal injury cases. When someone is injured, becomes unwell, or tragically dies an unexpected death because of another party’s negligence, malice or recklessness, the negligent party may be liable for the victim’s injuries. A personal injury victim, or a deceased victim’s remaining family, may be entitled to monetary compensation.

The law firm of Cohen & Cohen has been defending the rights of injured people and their families for over 30 years. If you or someone you love has been injured or become unwell because of someone else’s negligence, you may find it helpful to discuss your situation with a lawyer who has experience successfully defending people in situations similar to yours. A member of Cohen & Cohen’s dedicated legal team is available to give personal injury victims and their families a free case consultation and evaluation, give us a call any time of the day or night any day of the year.

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Injury Attorneys DC, MD, VA – Get the Compensation You Deserve! Whether you have been injured in a car accident, a malpractice victim, injured on the job, as the result of shoddy craftsmanship, or in a slip and fall, we can help! Our experienced, competent attorneys excel in all areas of personal injury law.

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Catastrophic Injuries DC, MD, VA

Automobile Accidents DC, MD, VA

Workers’ Compensation DC, MD, VA

Slip and Fall DC, MD, VA

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Wrongful Death DC, MD, VA

Truck Accidents DC, MD, VA

Motorcycle Accidents DC, MD, VA

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RECENT POSTS

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"My experience with Cohen & Cohen was beyond my expectations. Jill did an amazing job with negotiating on my behalf and got me way more money than I anticipated. Thank you for having my back."
L Proctor
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"I am very pleased with the outcome of my case. I received more than the amount that I originally thought and am very satisfied with how my case turned out. Jill, the attorney working on my case did an excellent job advocating for me to the insurance company and getting me a good settlement. A special shout out to Bryan Moran, who always kept me posted on the updates of my case and was always super responsive to my questions. They are a really thoughtful team, I would definitely recommend to my friends and family."
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If you have been injured, contact Cohen & Cohen for a free case evaluation today. Our staff is available 24/7 to assist you.

Cohen & Cohen has an  impeccable Client Satisfaction Rating with hundreds of
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Cohen & Cohen has an  impeccable Client Satisfaction Rating with hundreds of
5 STAR Reviews. We are among the best-rated firms in the areas we serve.

L Proctor
August 30, 2022.
My experience with Cohen &Cohen was beyond my expectations. Jill did an amazing job with negotiating on my behalf and got me way more money than I anticipated. Thank you for having my back.
Ebony Stoutmiles
June 23, 2022.
To say that I am happy with the outcome of my case is the understatement of the century! Jill Stanley is a BEAST at what she does. That is the only way to explain it. She takes no prisoners. She and her team are very skilled and knowledgeable. I am so happy I trusted them to do their job and rolled with Jill's suggestions. I would choose Jill again 100 times. She settled my case for more than I imagined I would receive. I was literally in tears. It is the best feeling to know my pain isn't for naught. Wayne Cohen and Kristopher Yorke were nothing short of amazing. They have the patience of saints. I'm 100% certain that I got on their last nerves with my frustration and tears at every other call I had with them. Being in pain and wanting to just be able to heal was all I could focus on, but they helped me realize that I also had to focus on the bigger picture (the case) so I could put this piece behind me. As a high-strung individual with anxiety, it was hard for me to not worry and let them do their jobs, but they reassured me all of the time that they had this. To be injured before the start of the pandemic and have to receive regular, weekly treatment while others are able to stay home is anxiety inducing. I was in pain, I was anxious, and I was just hoping it all worked out. It more than worked out. I hope Jill, Siri, and Kris know how much their hard work and "hanging in there" meant to me. I am eternally grateful. I can't recommend you all enough. If you choose this law firm, you won't be sorry!
Beloved Temple
June 3, 2022.
I was very pleased with the handling of my case and settlement with Cohen& Cohen. I appreciate them, would highly recommend them.
willie howell
May 25, 2022.
COHEN & COHEN ARE THE BEST I WAS INVOLVED IN A REAR END CAR CRASH AND 2 YEARS LATER I HAVE RECEIVED MY SETTLEMENT I AM VERY EXCITED TO SAY BRYAN!!! IS THE MAN HE INSURED THEY WILL TAKE CARE OF ME AND THEY DID 100% ANY QUESTIONS I ASKED THEY WERE ANSWERED. Jill and SIRI WAS ALSO REMARKABLE AND SHOWED THEY REALLY CARED I RECOMMEND COHEN &COHEN TO ANYONE THEY ALSO MADE SURE I GOT MORE THAN EXPECTED WHICH WAS AMAZING I APPRECIATE YOU GUYS THANK U💯
Jose Rivera
May 25, 2022.
The legal team at cohen & cohen did a great job I really appreciate the hard work on gating my compensation in a fair amount of time. Special thanks to Kris for a wonderful job
Lea Harvey
May 25, 2022.
I had a great experience with the team at Cohen & Cohen. From my intake attorney, Adam, to the paralegal, Bryan, who worked with me regularly for months to document and prepare my case, to Jill, the attorney who secured my settlement, I feel fortunate to have had their representation and expertise on my side.
Cameron Galloway (HustleDaGod)
May 19, 2022.
Kris was phenomenal. Spectacular communication & knowledge in regards to my case. Would definitely return if I needed more legal services. 100% definitely recommend.

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